As we wrapped up our final day of the design sprint yesterday, I would say we came up with a good solution. We created a budgeting app that the customer will may a monthly fee for. They will see a calendar of each month and the expenses that will come out on whichever day of that month and letting them know how much money they will have left after all of the expenses are taken out. They will have to link up their bank account info but the app cannot withdrawal any money from it. The consumer will also receive daily notifications on the smartphone with how much money is available for spending that day so they can never go over budget.
I'm sure there are similar apps out there like this, but it can also split the bills between roommates and offer incentives when the user is within their budget for the month (say, put into a drawing to win concert tickets). With these incentives it will nudge the user to want to use their money wisely and not go over their budget.
Our final for this class is to not only present our app but more than anything we have to show our three day process of how we reached our solution. I like that we have to do this because the process was the most important and tasking part, we really had to get creative and solve problems in ways that we were unfamiliar with. I enjoyed this process very much and have a good hunch that I will be using it again in the future!
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